Stripped in Seconds: Auto Theft Fact Sheet

- In less than ten minutes, Allstate Insurance Company’s three-man Stripped in Seconds team can turn a car or truck into an empty shell and a pile of parts. The real bad guys can do it even faster.

- A car is stolen in the United States every 33 seconds (according to the National Insurance Crime Bureau).

- There were an estimated 956,846 thefts of motor vehicles nationwide in 2008 (according to the FBI Uniform Crime Report).

- With a screwdriver and as little as seven seconds, an auto thief can break into a vehicle. They can drive away in less than one minute.

- Many of the most commonly stolen cars are snatched for their parts – not the joyrides seen on TV or in the movies.

- For many vehicles, the parts are worth more separately than the vehicle as a whole.

- Auto theft rates are among the things driving what we pay for car insurance.

Allstate suggests seven simple steps that could make your car less of a target:

1. Lock your car and take your keys – One out of every five vehicles stolen had the keys in it, and almost half of all vehicles stolen were left unlocked.

2. Consider VIN etching - Vehicle Identification Number (VIN) can easily be etched on windows, doors, fenders and other car parts. This makes it difficult for a thief to market your stolen car parts.

3. Don't hide a second set of keys in your car – Extra keys can easily be found if a thief takes time to look.

4. Park in high foot traffic, well-lit areas – This is a deterrent to would-be thieves, and thieves do not like witnesses and often prefer unattended, unlit parking lots.

5. Roll up your windows - Always roll up your windows and lock the car, even if it is parked in front of your home.

6. Don't leave your car running unattended – Vehicles are commonly stolen at convenience stores, gas stations, ATMs, etc. Many vehicles are also stolen on cold mornings when the owner leaves the vehicle running to warm up.
7. Hide your valuables – Don't make your car a more desirable target for thieves by leaving valuables in plain sight.

Call Johanna James at 610-584-6888 for an Insurance quote.

Summer Safety at Your Backyard BBQ

With summer in full swing, so begins the season of backyard BBQs. It’s vital that having a great time go hand in hand with having a safe time. There are many commonly considered – and not-so-obvious – dangers hosts and guests alike should be mindful of to avoid spoiling the party.

“It’s easy for you or your guests to focus on the fun and lose sight of potential hazards,” says Johanna James, Allstate Insurance Agent based in Skippack. “But taking a few precautions and keeping a watchful eye is a safe and smart way to help keep the party going.”

Allstate offers the following tips to prevent backyard BBQ hazards:

GUEST SAFETY

Before the guests arrive, it is important to make the entire home and yard party safe. Please consider the following precautionary measures:

· Pay attention to hazards on the property that could take a visitor by surprise, such as a hole in the ground or steep steps.

· Erect barriers and/or warn people about any hazard to avoid.

· Take special care of items on the property that may attract children, such as a swimming pool, trampoline, or swing-set; reinforce to guests that children must be accompanied by an adult in order to enjoy the fun.

GRILLS

According to the United States Fire Administration’s (USFA) and the National Fire Protection Association (NFPA), in 2003-2006 U.S. fire departments responded to an average of 7,900 home fires involving grills per year. These fires caused 120 injuries and $80 million in direct property damage.

Here are a few safety tips for grilling:

· Check grill for safety hazards. Gas connections should be checked for leaks by applying a soapy water solution as bubbles will form if gas is escaping. Damaged or corroded gas tanks should be replaced and not used.

· Be careful when lighting grill. Only use charcoal lighter fluid to light charcoal. Do not use gasoline, kerosene or any other flammable or combustible liquid. In addition, the lighter fluid should be used before lighting the charcoal – not while it is burning.

· Don’t leave a burning grill unattended. If the grill is on, don’t turn your back. Small children and pets should also be kept away from the grilling area.

· Turn off the gas when not using the grill. After every use, shut off the gas and store it in an outdoor location away from where children play, out of direct sunlight and at least five feet from any building openings at or below the level of the propane tank.

SWIMMING POOLS

According to the U.S. Consumer Product Safety Commission (CPSC), about 260 children under the age of five drown in swimming pools each year. More than 100 of the victims drown in other household products such as bathtubs, spas, buckets and man-made landscape ponds.

To help keep pools safe, many local government agencies require the pool to be fenced with a latching gate. In addition to the fences, pool owners should also consider creating as many additional barriers as possible – such as door alarms, locks and safety covers – to make it difficult for a child to get into the pool area when not in use.

CPSC offers these additional tips to help prevent drowning deaths:

· Since every second counts, always look for a missing child in the pool first.

· Don’t leave toys and floats in the pool that can attract young children.

· Secure ladders on above-ground and inflatable pools when not in use.

· Even if children can swim, it doesn’t make them drown-proof. Always supervise children.

· Even in inflatable pools, infants and toddlers should always be within touching distance. These pools generally contain about 30 gallons of water.

· When an inflatable pool is not in use, drain the water and deflate the pool.

· Follow the layers of protection (i.e. barriers and fences) rule with large inflatable pools.

· Know CPR. Be prepared to rescue a child with life saving techniques if necessary.

TRAMPOLINES

Trampoline injuries have been on the rise for more than a decade now. The CPSC estimates that more than 100,000 injuries associated with trampolines – 88 percent of which involved children under the age of 18 - occurred in 2008.

Here are the steps you can take to help prevent serious trampoline injuries:

· Allow only one person on the trampoline at a time.

· Due to risk of paralysis, do not attempt or allow somersaults.

· Ensure spring, hooks and frame is completely covered with shock-absorbing pads.

· Place the trampoline away from structures, trees, and other play areas.

· No child under 6 years of age should use a full-size trampoline. Do not use a ladder with the trampoline because it provides unsupervised access by small children.

· Always supervise children who use a trampoline.

· Trampoline enclosures can help prevent injuries from falls off trampolines.

While taking these steps will help keep your guests safe, adequate protection against liability may require the purchase of an Umbrella Policy. Umbrella insurance is designed to give consumers added liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies. Should something happen on your property, report it immediately to your insurance company – even if it is unknown whether or not a claim is going to be made.

For a quote from Johanna James, please call 610-584-6888.