Homeowners Insurance Made Easy!

When filing a claim for a covered loss, you may be responsible for paying a set amount, called a deductible, to repair or replace any items that were damaged or stolen.

A couple other notes on deductibles:

· Not all coverages will have a deductible. However, a deductible will always apply to Allstate’s Dwelling, Other Structures and Personal Property coverages.

· The amount of any deductible will be shown on your Policy Declarations next to the coverage.

· In most cases, you choose the deductible from a range of options. A higher deductible usually means a lower insurance premium.

In the event that an accident takes place in your home, Allstate homeowners insurance provides the following types of coverage to protect you in these situations:Family Liability Protection can help protect you from financial loss if you’re legally obligated to pay for another person’s injuries or damage to another person’s property Guest Medical Protection can help pay for reasonable and necessary medical expenses if someone is injured in an accident on your property.

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